HASSEL FREE LOANS
Loans that are Made for You
Unlock the doors to your dreams. Get attractive rates and flexible repayment plans along with easy approvals. At Financiera Dale, we guarantee a hassle-free application process and peace of mind.
LOAN TYPES
Loan Terms and Documentation
Residential Loans
Lines of credit
Commercial Loans
Refinance Residential LoansExperience the joy of homeownership with a hassle-free loan, providing you with financial flexibility and peace of mind. If you’re looking to buy a new home we have options that work for you.
Benefits
- Fast and hassle-free approval process
- Flexibility in credit references
- Personalized monthly payments
- Repayment term of up to 15 years
Who Can Apply?
- Public Sector Employees
- Private Sector Employees
- Self-employed/Business Owners
- Expatriates
Documentation
- Filled application
- APC authorization
- Property proforma / Property purchase contract
- Appraisal (if available)
- ID / Passport
- Last three month’s bank statements
- Last utility bill (electricity, water, phone)
- Employed Individual:
- Work letter
- Social security card
- Last pay stub
- Last social security stub
- Independent / Self-employed:
- Income information
- Last two years tax declarations
- Two commercial references
Terms
- Amounts from $50,000 to $250,000
- Terms up to 15 years
- Up to 70% LTV
Preapprovals
Preapprovals are made based on preliminary information obtained. Final approval is subject to analysis of property value and borrower’s repayment capacity.
Lines of creditGet financial flexibility and peace of mind, whether you need funds for home repairs, your children’s education, or personal emergencies; we offer a range of property-backed line of credit options that can match your specific needs.
Benefits
- Fast and hassle-free approval process
- Convenient monthly payments
- Flexibility in credit references
- Term up to 5 years
Who Can Apply?
- Public Sector Employees named in the property deed
- Private Sector Employees named in the property deed
- Self-employed/Business Owners named in the property deed
- Retirees named in the property deed
- Expatriates named in the property deed
Documentation
- Filled application
- APC authorization
- Property proforma / Property purchase contract
- ID / Passport
- Last three month’s bank statements
- Last utility bill (electricity, water, phone)
- Employed Individual:
- Work letter
- Social security card
- Last pay stub
- Last social security stub
- Independent / Self-employed:
- Income information
- Last two years tax declarations
- Two commercial references
Terms
- Amounts from $25,000 to $100,000
- Terms up to 5 years
- Up to 60% LTV
Preapprovals
Preapprovals are made based on preliminary information obtained. Final approval is subject to analysis of property value and borrower’s repayment capacity.
Commercial LoansNeed additional capital to expand your operations or open up an office in a new location? With Financiera Dale’s property-backed commercial loans, you get transparent interest rates and fees, and a hassle-free loan experience that will help you grow your business.
Benefits
- Expedited approval process
- Flexibility in credit references
- Convenient monthly payments
- Repayment term of up to 10 years
Who Can Apply?
- Public Sector Entities
- Private Sector Entities
- Self-employed/Business Owners
Documentation
- Filled application
- APC authorization for the company
- APC authorization for the company’s board of directors and shareholders
- Property proforma / Property purchase contract
- Appraisal (if available)
- ID / Passport for the company’s board of directors and shareholders
- The company’s bank statements for the last three months
- The company’s financial statements for the last two years
- The company’s articles of incorporation
- The certificate of public registry
- Summary of the company’s activities
- Web page (if available)
- Two commercial references
Terms
- Amounts from $50,000 to $250,000
- Terms up to 10 years
- Up to 60% LTV
Preapprovals
Preapprovals are made based on preliminary information obtained. Final approval is subject to analysis of property value and borrower’s repayment capacity.
RefinanceGet additional financing on your existing mortgage along with favorable terms. Whether you’re planning a major renovation, consolidating your debts, or getting equity out of your home, our property-backed loans provide the financial flexibility you need.
Benefits
- Funds for renovation or energy efficiency upgrades
- Competitive interest rates
- Flexibility in credit references
- Convenient monthly payments
- Repayment term of up to 20 years
Who Can Apply?
- Public Sector Employees named in the property deed
- Private Sector Employees named in the property deed
- Self-employed/Business Owners named in the property deed
- Retirees named in the property deed
- Expatriates named in the property deed
Documentation
- Filled application
- APC authorization
- Property proforma / Property purchase contract
- ID / Passport
- Last three month’s bank statements
- Last utility bill (electricity, water, phone)
- Employed Individual:
- Work letter
- Social security card
- Last pay stub
- Last social security stub
- Independent / Self-employed:
- Income information
- Last two year’s tax declarations
- Two commercial references
Terms
- Amounts from $50,000 to $250,000
- Terms up to 15 years
- Up to 60% LTV
Preapprovals
Preapprovals are made based on preliminary information obtained. Final approval is subject to analysis of property value and borrower’s repayment capacity.
APPLICATIONS
How to Get a Loan from Financiera Dale?
To get a loan from Financiera Dale, follow these simple steps.
BENEFITS
Why Choose Us?
Financiera Dale is committed to ensuring a reliable, personalized, and efficient loan experience.
Experience and Expertise
With a wealth of experience and expert knowledge in the lending industry, Financiera Dale is your trusted partner for all your residential, commercial, and other loan needs.
Transparent and Fair Practices
We provide clear and open communication regarding all terms and conditions, ensuring complete clarity throughout the process.
Excellent Customer Service
Our dedicated team is committed to providing quick, personalized assistance and going the extra mile to meet your needs, ensuring a seamless and positive experience.
Tailored Solutions
Our expertise allows us to create loan solutions that align with your goals and needs, ensuring optimal financial outcomes.
Fast and Efficient Process
We ensure a seamless and time-saving loan experience, delivering quick turnaround times and streamlined interactions with our loan specialists.
Apply for a Loan
Take the first step towards achieving your financial goals by applying for a loan today. Fill out the online application form, and our team will promptly review your request.